Want to Require Medicare Enrollment? Size Matters

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Q. Can we make it mandatory for employees to enroll in Medicare upon turning age 65 even if they don’t plan on retiring and continue using the group medical plan? If so, how must this be communicated to employees approaching Medicare eligibility?

A.  Because the retirement age tends to be increasing, employers are finding they’re employing more Medicare-eligible employees, who become eligible at age 65. Whether you can require employees to enroll in Medicare at 65 depends on how many employees you have:

If you have (1) 20 or more employees or (2) fewer than 20 employees but

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