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At the very end of 2022, Congress passed the Securing a Strong Retirement Act of 2022 (Secure 2.0) as part of the omnibus spending bill. The provisions have a broad effect on a range of retirement and other benefit issues with the basic overall goal of increasing access and encouraging employee participation in retirement savings. The various changes will take effect between now and 2025.
While there are a broad variety of changes created by Secure 2.0, here are some of the high points:
The Act establishes mandatory automatic enrollment in new