Some Constructive Criticism on Health Savings Accounts

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I recently came across a blog on LinkedIn written by John Lowell, a consultant and actuary, titled “Perhaps Employees Just Don’t Want HSAs.”

Health savings accounts are valuable to many employers though it appears it takes special ‘messaging’ for employees to buy in.

I found this interesting because from the employer side, I often hear about the excellence of health savings accounts, how to convince employees that an HSA is right for them, how employees just aren’t educated on HSAs (but if they were, they’d definitely want one) and on and on.

From the employee point of view, I’ll read

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